Recent Articles
Understanding PMI and MIP: Empower Your Homebuying Journey Today
Private Mortgage Insurance (PMI) and Mortgage Insurance Premium (MIP) may feel confusing, but they can open doors to homeownership. Discover how to navigate these costs and enhance your buying power.
Published on 11/03/2025
Transform Your Central Valley Home: One Loan for Purchase and Renovation
Struggling to find the perfect home? Discover how a combined loan for buying and renovating can simplify your journey and turn your dream into a reality.
Published on 11/02/2025
Exploring the Realities: Should You Buy a Condo in California?
Thinking about buying a condo in California? Discover the key pros and cons to make an informed choice and navigate the challenges of homeownership with ease.
Published on 10/30/2025
Mastering FHA Home Loans: Overcoming Central Valley Homebuying Hurdles
Navigating the homebuying maze can be tough. Discover how FHA loans can clear the path, making homeownership in the Central Valley accessible and achievable.
Published on 10/27/2025
Mastering DSCR Loans: Essential Insights for Today's Real Estate Professionals
Unlock the potential of DSCR loans to help your clients with financing. Learn how they can streamline home buying and expand investment opportunities.
Published on 10/22/2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Published on 10/22/2025
Master DSCR Loans: A Straightforward Guide for Central Valley Investors
Discover how DSCR loans can simplify your investment journey. Learn the key benefits and tips to navigate financing challenges with confidence.
Published on 10/19/2025
Understanding the Real Costs: Why Waiting to Buy in Central Valley Matters
Thinking of buying a home? Delaying your purchase could cost you more than you realize. Discover why acting now can help you save money and secure your dream home.
Published on 10/16/2025
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Published on 10/15/2025
Navigating Alternative Document Loans: A Path to Homeownership for the Self-Employed
Are you self-employed and struggling to get a mortgage? Discover how alternative document loans can make buying your dream home possible.
Published on 10/13/2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025
Boost Your Credit Score: Essential Steps for Homebuying Success
A higher credit score can open doors to better mortgage rates. Learn practical steps to improve your score and turn homebuying dreams into reality.
Published on 10/06/2025
Access Your Home's Potential: HELOCs and HELOANs for Central Valley Homeowners
Are rising costs making it hard to manage? Discover how HELOCs and HELOANs can help you tap into your home's value for cash when you need it most.
Published on 10/05/2025
Essential Strategies for First Time Homebuyers in California's Central Valley
Buying your first home can feel overwhelming, especially in a competitive market. Discover practical tips to navigate the process and turn challenges into success.
Published on 10/02/2025
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
3 Reasons Home Affordability Is Improving This Fall
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
Mastering Downsizing in Central Valley: Your Guide to Proposition 19 Benefits
Are you feeling overwhelmed by the idea of downsizing? Discover how Proposition 19 can make your transition smoother and save you money on your next move.
Published on 09/25/2025
Discover How to Downsize and Save with Proposition 19 Benefits
Are you worried about high property taxes when downsizing? Learn how Proposition 19 can make your transition smoother and more affordable for your future home.
Published on 09/25/2025
Leveraging Proposition 19: Boost Client Opportunities for Real Estate Success
Discover how Proposition 19 can help your clients save on property taxes, making home purchases more affordable and boosting your sales potential.
Published on 09/25/2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025