Recent Articles

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Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Published on 10/10/2025

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Boost Your Credit Score: Essential Steps for Homebuying Success

A higher credit score can open doors to better mortgage rates. Learn practical steps to improve your score and turn homebuying dreams into reality.

Published on 10/06/2025

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Access Your Home's Potential: HELOCs and HELOANs for Central Valley Homeowners

Are rising costs making it hard to manage? Discover how HELOCs and HELOANs can help you tap into your home's value for cash when you need it most.

Published on 10/05/2025

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Essential Strategies for First Time Homebuyers in California's Central Valley

Buying your first home can feel overwhelming, especially in a competitive market. Discover practical tips to navigate the process and turn challenges into success.

Published on 10/02/2025

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Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

Published on 10/01/2025

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3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Published on 09/26/2025

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Mastering Downsizing in Central Valley: Your Guide to Proposition 19 Benefits

Are you feeling overwhelmed by the idea of downsizing? Discover how Proposition 19 can make your transition smoother and save you money on your next move.

Published on 09/25/2025

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Discover How to Downsize and Save with Proposition 19 Benefits

Are you worried about high property taxes when downsizing? Learn how Proposition 19 can make your transition smoother and more affordable for your future home.

Published on 09/25/2025

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Leveraging Proposition 19: Boost Client Opportunities for Real Estate Success

Discover how Proposition 19 can help your clients save on property taxes, making home purchases more affordable and boosting your sales potential.

Published on 09/25/2025