Your Equity. Available for Years.

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What If Your Home Equity Could Be Available When You Need It—For Years to Come?

Not every home improvement or major expense happens all at once.

That's one reason I like the flexibility of a traditional 10-Year Draw HELOC.

Here's how the program works:

10-Year Draw Period: Access available funds as needed during the first 10 years, subject to your credit limit and loan terms.

Reusable Credit: As you repay borrowed funds, that available credit can generally be used again during the draw period.

20-Year Repayment Period: After the draw period ends, the remaining balance is repaid over an additional 20 years.

That's a total loan term of 30 years—not just 10!

Whether you're planning renovations, building an ADU, or preparing for future expenses, a traditional HELOC may provide long-term financial flexibility.

The key is having a plan before you need the funds.

Let's see whether this option makes sense for you.

For more information Click Here

Robert "Rob" Clark | Home Loan Consultant
209-227-7745 | 559-476-9279
rbrtclark53@gmail.com
robertclarkloans.com

Firestone Financial Group | NMLS #301522
Rob Clark | NMLS #357788
CA DRE #01148307
Equal Housing Lender

Subject to credit approval, program availability, and loan terms. HELOCs are secured by your home, generally have variable interest rates, and require payments on borrowed funds. Payments may increase during the repayment period. Failure to meet loan obligations may result in foreclosure.