You May Need Less Down Than You Think

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 Think You Need 20% Down to Buy a Home? Think Again.

One of the biggest misconceptions about buying a home is that you need 20% down.

Depending on your qualifications, there may be several options worth exploring:

 FHA financing may allow as little as 3.5% down and can provide greater flexibility with credit and debt-to-income ratios.

 VA financing may offer eligible borrowers 100% financing with no monthly private mortgage insurance.

 USDA financing may provide 100% financing for qualified borrowers purchasing eligible properties.

 Certain conventional programs may allow qualified buyers to purchase with as little as 3% down.

Down-payment assistance may also be available for eligible buyers and programs.

The question isn't simply, “Which loan requires the smallest down payment?”

It's “Which financing strategy makes the most sense for me?”

Before deciding homeownership is out of reach, find out what options are actually available.

For more information Click Here

 Robert Clark | Home Loan Consultant
209-227-7745 | 559-476-9279
 rbrtclark53@gmail.com
 robertclarkloans.com

NMLS #357788 | Firestone Financial Group NMLS #301522
CA DRE #01148307 | Equal Housing Lender

Loan programs, qualification requirements, down-payment requirements, geographic restrictions, income limits and down-payment-assistance availability are subject to applicable program, investor and underwriting guidelines. Not all borrowers or properties will qualify.