You Don't Need 20% Down

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Thinking about buying your first home in the Central Valley but waiting until you have 20% down?

You may not need it.

Many first-time buyers use:
• FHA (3.5% down)
• VA (0% down for eligible veterans)
• USDA (0% down in eligible areas)
• Conventional 3% down programs
• Down Payment Assistance (when available)

The key is understanding your options — and getting properly pre-approved before you shop.

If you’re planning to buy this year, let’s talk through a strategy that fits your comfort level and budget.

For more information Click Here

Rob Clark
Home Loan Consultant
Firestone Financial Group

 209-227-7745
 559-476-9279
 rbrtclark53@gmail.com
 www.robertclarkloans.com

NMLS #357788
DRE #01148307
Equal Housing Lender