Why Wait to Help the People You Love

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What If Your Home Equity Could Help Your Family Today?

Many homeowners spend decades building equity with the intention of someday leaving that wealth to their children or grandchildren.

But sometimes that help could make an even bigger difference today.

Maybe a son or daughter is trying to buy their first home and needs help with the down payment.

Maybe a grandchild is heading to college.

Maybe you'd simply like to help someone you love while you're here to see what that help accomplishes.

An inheritance doesn't always have to wait until you're gone.

For homeowners with substantial equity who don't want another traditional monthly loan payment, a Home Equity Investment (HEI), Shared Equity Agreement (SEA) or Home Equity Agreement (HEA) may be worth exploring.

These aren't traditional loans. Generally, you receive cash today in exchange for a contractual share based on your home's future value or equity according to the specific agreement.

There are no traditional monthly principal-and-interest payments, but that doesn't mean the money is free. The eventual cost can increase substantially depending on the agreement, your home's future value and how long you keep it.

A Living Legacy isn't right for everyone.

But your home equity doesn't necessarily have to remain untouched until someday.

Maybe part of the wealth you've built can help someone you love today.

Want more information? Click Here

Robert “Rob” Clark
Home Loan Consultant
Firestone Financial Group
209-227-7745
559-476-9279
rbrtclark53@gmail.com
robertclarkloans.com

NMLS #357788 | Firestone Financial Group NMLS #301522
CA DRE #01148307 | Equal Housing Lender

Program terms, eligibility requirements and availability are subject to change without notice. Not all homeowners will qualify. HEI/SEA/HEA programs are not traditional loans and may involve fees and sharing in future home value or equity. The amount ultimately owed may increase substantially. Carefully review all program terms and consider appropriate financial, tax and legal advice.