Waiting For Rates?

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A lot of Central Valley buyers are waiting for one thing:
 Lower interest rates.

But here’s what many people don’t realize:
Even if rates improve later… prices and competition can increase at the same time.

So waiting can sometimes mean:
 slightly lower rate
 higher home price
 bigger loan amount
 more competition

If buying is on your 2026 plan, it may be worth getting pre-approved (not just pre-qualified) so you’re ready when the right home pops up.

Rob Clark – Mortgage Loan Officer
Firestone Financial Group
 209-227-7745 |  559-476-9279
 rbrtclark53@gmail.com
 https://www.robertclarkloans.com
NMLS #357788 | CA DRE #01148307

Disclosure: Not a commitment to lend. All loans subject to credit approval. Equal Housing Lender.