Understanding Pre-Approval vs. Pre-Qualification: Your Key to Confident Homebuying


Pre-Approval vs. Pre-Qualification

One of the biggest mistakes buyers make is confusing pre-qualification with pre-approval.

A pre-qualification is a rough estimate.
pre-approval means income, credit, and guidelines have been reviewed β€” and sellers take it seriously.

In competitive Central Valley markets, especially with USDA loans, being fully pre-approved can make or break your offer.

If you’re thinking about buying, start with clarity.


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πŸ“ž Robert Clark – Mortgage Loan Officer
Firestone Financial Group
209-227-7745/559-476-9279
🌐 RobertClarkLoans.com

NMLS #357788 | DRE #01148307

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* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.

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