One of the biggest mistakes buyers make is confusing pre-qualification with pre-approval.
A pre-qualification is a rough estimate.
A pre-approval means income, credit, and guidelines have been reviewed β and sellers take it seriously.
In competitive Central Valley markets, especially with USDA loans, being fully pre-approved can make or break your offer.
If youβre thinking about buying, start with clarity.
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Robert Clark β Mortgage Loan Officer
Firestone Financial Group
209-227-7745/559-476-9279
RobertClarkLoans.com
NMLS #357788 | DRE #01148307
Equal Housing Opportunity