Traditional HELOC

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Your Home Equity… But You Only Use What You Need

A lot of homeowners don’t realize this…

You don’t have to take a lump sum loan to use your equity.

A HELOC (Home Equity Line of Credit) works more like a credit card:

 Use what you need
 Pay interest only on what you use
 Keep the rest available for later

This makes it a flexible option for:

 Home improvements (completed in phases)
 Emergency reserves / safety planning
 Managing higher-interest balances
 Covering rising expenses (insurance, taxes, etc.)

In today’s market, many homeowners are exploring this option instead of refinancing—
so their existing low first mortgage rate can remain in place.

 Additional information is available for those interested in reviewing general scenarios.

To see all options Click Here

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Rob Clark
Home Loan Consultant
Firestone Financial Group

 209-227-7745 | 559-476-9279
 rbrtclark53@gmail.com
 www.robertclarkloans.com

NMLS #357788 | DRE #01148307
Equal Housing Lender

This is not a commitment to lend. All loans are subject to underwriting approval. Programs subject to change without notice.