Think You Need 20% Down to Buy a Duplex?

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REAL ESTATE INVESTING MAY BE CLOSER THAN YOU THINK!

Think You Need a Huge Down Payment to Buy a Duplex or Fourplex?

You might be surprised!

When purchasing a qualifying duplex, triplex, or fourplex as your primary residence, you may have access to financing options with lower down payments than loans used to purchase properties strictly as investments.

Conventional Financing: As little as 5% down for eligible buyers.

FHA Financing: As little as 3.5% down for eligible buyers.

And you may be able to use qualifying rental income from the additional units to help with mortgage qualification.

Imagine owning a property where you live in one unit and rent out the others—all while building equity in your own home.

Of course, down payment requirements are only part of the picture. Credit qualifications, mortgage insurance, available funds, reserves, and property requirements all matter.

The important thing is understanding your options before assuming a multi-unit property is out of reach.

Let's compare your financing options! Contact me to discuss what you may qualify for and whether a duplex, triplex, or fourplex could fit your financial goals.

Learn More: Click Here

Rob Clark | Home Loan Consultant
Firestone Financial Group
209-227-7745 | 559-476-9279
rbrtclark53@gmail.com
www.RobertClarkLoans.com

NMLS #357788 | Company NMLS #301522
CA DRE #01148307 | Equal Housing Lender

Minimum down payments shown apply only to eligible owner-occupied 2–4 unit purchases. Not all borrowers or properties qualify. FHA and conventional loans have different mortgage insurance, credit, reserve, and underwriting requirements. Subject to credit approval and program availability.