The Purchase Price is Just the Beginning!
Buying a Home? The Purchase Price Isn't the Only Thing That Matters!
When purchasing a home, most buyers focus on negotiating the price.
But here's something else worth discussing with your realtor.
Seller credits toward closing costs may help reduce the amount of money you need upfront.
Depending on the property, market conditions, and financing program, a seller may agree to contribute toward certain allowable closing expenses.
And when those credits are combined with an eligible low down payment mortgage or down payment assistance program, the difference in upfront costs can be meaningful.
That's why having the right team matters.
Your realtor helps negotiate the purchase terms and seller contributions when available.
My job is to help you understand the financing, run the numbers, and determine how those terms may affect your overall mortgage.
The purchase price matters. But so does how the entire transaction comes together!
Let's explore your financing options before you start shopping.
For more information Click Here
Robert Clark | Home Loan Consultant
Firestone Financial Group
209-227-7745 | 559-476-9279
rbrtclark53@gmail.com
robertclarkloans.com
NMLS #357788 | Firestone Financial Group NMLS #301522
CA DRE #01148307 | Equal Housing Lender
Seller credits are negotiated, not guaranteed, and subject to loan program limits. Seller credits cannot be used towards buyer's required down payment. Loan approval requirements apply.
* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.