The 20% Down Payment Myth

---

Many people still believe they need a 20% down payment to buy a home.

The reality is that many qualified buyers purchase homes with significantly less.

Depending on the loan program, qualified buyers may have access to:
 Conventional financing with as little as 3% down
 FHA financing with as little as 3.5% down
 VA financing with no down payment for eligible veterans
 USDA financing with no down payment for eligible rural properties
 Down Payment Assistance programs such as CalHFA and Chenoa

One of the biggest mistakes I see is people waiting because they think they need more money saved than they actually do.

If buying a home in Fresno, Clovis, Visalia, Madera, Hanford, Merced, Tulare, Bakersfield, Stockton, Modesto, or anywhere in California is one of your goals, it may be worth exploring your options sooner rather than later.

For more information Click Here

Robert "Rob" Clark
Home Loan Consultant
Firestone Financial Group

 209-227-7745
 559-476-9279
 rbrtclark53@gmail.com
 RobertClarkLoans.com

DRE #01148307 | NMLS #357788 | Company NMLS #301522
Equal Housing Lender

Not all borrowers will qualify. Loan approval subject to underwriting guidelines. Programs subject to change without notice.