Still Renting?
Thinking About Buying Instead of Renting?
Many renters throughout Fresno, Clovis, Madera, Visalia, Hanford, and surrounding Central Valley communities are discovering they may be closer to homeownership than they originally thought.
A lot has changed over the past few years, including:
Loan program options
Down payment assistance availability
Flexible financing solutions
Low down payment opportunities
Many buyers are surprised to learn that programs may already exist that can help make buying a home more realistic than expected.
Some available options may include:
• FHA financing
• USDA 100% financing in eligible areas
• VA loans for eligible veterans
• Conventional low down payment programs
• Down Payment Assistance programs
The most important first step is education.
A knowledgeable realtor and proper pre-approval can help you better understand:
• What monthly payment range may fit your budget
• How much cash may actually be needed
• Which loan programs may fit your goals
• What steps may help improve your buying position
If you are currently renting and thinking about buying a home in California’s Central Valley, I would be happy to answer questions and help you explore your options.
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Robert “Rob” Clark
Home Loan Consultant
Firestone Financial Group
559-476-9279
209-227-7745
rbrtclark53@gmail.com
RobertClarkLoans.com
DRE #01148307 | NMLS #357788 | Company NMLS #301522
Equal Housing Lender
* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.