Standard HELOC

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Keep Your 3% Mortgage — Access Your Equity Strategically

If you locked in a 2–3% mortgage rate, refinancing today may not make financial sense.

A Standard HELOC (Home Equity Line of Credit) allows you to access a portion of your home’s equity without replacing your first mortgage. It works like a revolving line of credit — you draw funds as needed and typically pay interest only on what you use during the draw period.

Many Central Valley homeowners use HELOCs for:

• Renovations
• Debt restructuring
• Investment opportunities
• Business capital
• Emergency reserves

The key question isn’t just “Can I get one?” — it’s “Does it make sense for my situation?”

Let’s run the numbers side-by-side and review your equity strategy.

Rob Clark
Home Loan Consultant
Firestone Financial Group

For more information Click Here

 209-227-7745
 559-476-9279
 rbrtclark53@gmail.com
 www.robertclarkloans.com

NMLS #357788
CA DRE #01148307
Equal Housing Lender