Self-Employed? Your Mortgage Options May Surprise You
Self-Employed? Your Tax Returns May Not Tell the Whole Story.
Business owners and independent contractors often have income that doesn't fit traditional mortgage guidelines.
But that doesn't necessarily mean they can't qualify for a home loan.
Alternative documentation mortgage programs may allow qualified borrowers to use:
• 12–24 months of bank statements
• 1099 income
• Profit-and-loss statements
• Eligible financial assets
And certain programs offer interest-only payment options that may provide additional monthly cash-flow flexibility.
The goal isn't simply finding a loan. It's finding financing that fits your financial situation.
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If your tax returns don't reflect your borrowing ability, let's explore your options.
Rob Clark | Home Loan Consultant
Firestone Financial Group
Phone: 209-227-7745 | 559-476-9279
Email: rbrtclark53@gmail.com
Website: www.RobertClarkLoans.com
NMLS #357788 | Company NMLS #301522
CA DRE #01148307 | Equal Housing Lender
Alternative documentation and interest-only programs are subject to borrower qualification, credit approval, and lender guidelines. Interest-only payments may increase substantially after the interest-only period.
* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.