Self-Employed Homeowners

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Self-Employed? Traditional Banks Don’t Always Tell the Full Story.

Many self-employed homeowners write off legitimate business expenses on their tax returns.

The problem?

Traditional mortgage underwriting sometimes makes qualifying more difficult — even when the borrower has strong cash flow and substantial equity.

That’s why Alternative Documentation HELOAN programs have become increasingly popular for:

 Business owners
 Independent contractors
 Gig workers
 Commission-based earners
 Retired borrowers with assets
 Real estate investors

Depending on the program, qualified borrowers may be able to use:

 Bank Statements
 1099 Income
 Profit & Loss Statements
 Asset Utilization
 Deposit Analysis

If you’re self-employed and need access to equity without refinancing your low first mortgage, there may be more options available than you realize.

For more information Click Here

Rob Clark
Home Loan Consultant
Firestone Financial Group

 209-227-7745
 559-476-9279
 rbrtclark53@gmail.com
 RobertClarkLoans.com

DRE #01148307 | NMLS #357788

Equal Housing Lender

Not a commitment to lend. All loans subject to underwriting approval. Programs subject to change without notice. Some restrictions may apply.