Renting vs Buying

Still Renting? Buying a Home May Be More Realistic Than You Think.

One of the biggest misconceptions I hear from renters across California’s Central Valley is:
“I probably need 20% down to buy.”

In reality, many buyers may qualify with:
 Low down payment options
 Down Payment Assistance programs
 FHA financing
 USDA 100% financing
 VA loans for eligible veterans
 Conventional programs with flexible options

The first step is not searching for homes online for six months.
The first step is understanding your options and getting properly pre-approved.

A knowledgeable Realtor and loan professional can help you understand:
• What monthly payment may fit your budget
• How much cash may actually be needed
• Which loan program may fit your goals
• What steps may help improve your buying position

If you are currently renting in Fresno, Clovis, Visalia, Hanford, Madera, Merced, or surrounding Central Valley communities, I would be happy to answer your questions and help you explore what may be possible.

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Robert “Rob” Clark
Home Loan Consultant
Firestone Financial Group

 559-476-9279
 209-227-7745
 rbrtclark53@gmail.com
 RobertClarkLoans.com

DRE #01148307 | NMLS #357788 | Company NMLS #301522