Preparation Matters

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Pre-Qualified vs. Pre-Approved — There Is a BIG Difference

Many first-time buyers believe they are ready to shop for homes after completing a quick online pre-qualification.

But in competitive markets, a true pre-approval can make a major difference.

A strong pre-approval may help buyers:
 Understand realistic budgets
 Strengthen offers
 Reduce surprises during escrow
 Move quickly when the right home appears
 Give sellers more confidence

Even if you are not ready to buy today, understanding your options is still a smart first step.

If you are thinking about purchasing your first home in California’s Central Valley, I would be happy to help you review your options and answer your questions — with no obligation.

 Free Consultation
 Free Pre-Approval Review
 Realtor Referrals Available
 FHA, VA, USDA & Down Payment Assistance Programs

For more information Click Here

Robert “Rob” Clark
Home Loan Consultant
Firestone Financial Group

 209-227-7745
 559-476-9279
 rbrtclark53@gmail.com
 robertclarkloans.com

NMLS #357788
Firestone Financial Group NMLS #301522
California DRE #01148307

Equal Housing Lender. Not a commitment to lend. All loans subject to underwriting approval. Programs subject to change without notice. Credit and income restrictions may apply.