Pre-Approved vs. Pre-Qualified: Discover Which Helps You Win the Homebuyer Race


Pre-Approved Beats Pre-Qualified

If you plan to buy after you sell, a full mortgage pre-approval matters more than ever.

Pre-qualification is often based on estimates. A true pre-approval verifies income, assets, credit, and loan optionsโ€”giving your Realtor real leverage and helping you plan timing between transactions.

Selling in 2026? Make sure your buying power is clear before youโ€™re under contract.


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* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.

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