Pre-Approval vs Pre-Qualification

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Before you start looking at homes, it’s important to understand the difference between pre-qualification and pre-approval.

A pre-qualification is usually a quick estimate based on basic information.

A pre-approval involves reviewing credit, income, assets, and documentation.

Why does that matter?

Because sellers and Realtors take pre-approved buyers much more seriously.

It also helps you:

 Understand your real budget
 Avoid surprises during underwriting
 Write stronger offers

If you're thinking about buying a home, starting with a pre-approval can make the process much smoother.

For more information Click Here

Rob Clark
Home Loan Consultant
Firestone Financial Group

 209-227-7745
 559-476-9279

 rbrtclark53@gmail.com
 www.robertclarkloans.com

NMLS #357788
DRE #01148307
Equal Housing Lender

This is not a commitment to lend. All loans subject to underwriting approval. Programs subject to change without notice.