Not All HELOCs Are the Same

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A HELOC Isn't the Only Way to Access Your Home Equity

Homeowners today may have more choices than they realize.

Depending on your qualifications and goals, options may include:

• Traditional HELOCs
• 10-year draw HELOCs
• Fast-close digital HELOCs
• Alternative-documentation HELOCs
• Home Equity Loans (HELOANs/second mortgages)
• Reverse Second Mortgages for qualifying homeowners 55+
• Shared Equity Agreements (SEA/HEI/HEA)

The right solution depends on what you're trying to accomplish.

Do you want long-term access? A lump sum? A faster closing? Alternative income documentation? To preserve your existing first mortgage? Or an option without a traditional monthly loan payment?

Don't start with the product. Start with what you need the equity to accomplish.

I'm happy to help you compare the possibilities.

Want more information? Click Here

Robert “Rob” Clark | Home Loan Consultant
Firestone Financial Group
 209-227-7745
 robertclarkloans.com
NMLS #357788 | Firestone Financial Group NMLS #301522
CA DRE #01148307
Proudly serving the Central Valley and all of California.

Advertising Disclosure: Programs, rates, fees, terms, and eligibility requirements are subject to change. Not all borrowers will qualify. Home equity financing is secured by your property. Shared-equity agreements are not traditional loans and have separate terms and obligations. This information is for educational purposes only and is not legal, tax, or financial advice.