No Monthly Payment Doesn't Mean No Cost!

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NO MONTHLY PAYMENT DOESN'T MEAN NO COST!

What Could an Equity Sharing Agreement Cost You?

One of the biggest attractions of an Equity Sharing Agreement (ESA) is the ability to access home equity without required monthly payments.

But what happens when it's time to settle the agreement?

Depending on the provider, the amount owed may be based on a share of your home's appreciation or future value.

For example, a homeowner receiving $50,000 today could owe considerably more if the property's value increases over time.

Some agreements may also result in a settlement greater than the original amount received even if the home's value doesn't increase.

That's why understanding the agreement before signing is so important.

 Click Here for my latest blog which includes a numerical example showing how different home values could affect an ESA settlement.

Considering an Equity Sharing Agreement? Call me or request more information. I'll help you understand the potential benefits and costs before you commit.

Rob Clark | Home Loan Consultant
Firestone Financial Group
209-227-7745 | 559-476-9279
rbrtclark53@gmail.com
www.RobertClarkLoans.com

Disclosure: Equity Sharing Agreements are not traditional mortgage loans. Future settlement amounts depend on provider-specific calculations, property values, fees, and contract terms. No monthly payments does not mean the agreement is free. Subject to eligibility and approval.

NMLS #357788 | Company NMLS #301522
CA DRE #01148307 | Equal Housing Lender