Navigating Mortgage Rates: Understanding the Impact of a Government Shutdown

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A government shutdown may sound like something only Washington insiders need to worry about, but it can have a real effect on mortgage rates. Many federal agencies—including those that provide key economic data—pause operations during a shutdown. Without that data, markets are left guessing, and that uncertainty can push mortgage rates in unpredictable directions.

In the Central Valley, where affordability is already a challenge, even small movements in rates can impact buying power. A prolonged shutdown could cause rate swings that make it harder to lock in the best deal, especially for first-time buyers or those relying on government-backed programs like FHA, VA, or USDA.

Don’t wait to see what happens—let’s make sure you’re ready. Reach out to me, Rob Clark, at 209-227-7745 or 559-476-9279, or check today’s updated rates at robertclarkloans.com.
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