Low Down Payment Options

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 THINK YOU NEED 20% DOWN TO BUY YOUR FIRST HOME?

That's one of the biggest misconceptions I hear from prospective homebuyers.

Depending on eligibility and qualifications, options may include:

 Conventional financing with as little as 3% down
 FHA financing with 3.5% down for qualified borrowers with 580+ credit scores
 FHA options with 10% down for some qualified borrowers with scores from 550–579
 VA financing with potentially 0% down for eligible borrowers
 USDA financing with potentially 0% down for eligible borrowers and properties
 Down payment assistance programs for qualifying buyers

Minimum requirements don't guarantee approval, and guidelines vary by program and lender.

But here's the important part:

Don't decide that you can't buy a home before finding out what options may actually be available to you.

Maybe you're ready now. Maybe you need six months to improve your credit or save additional money. Either answer is useful.

Let's find out where you stand.

For more information Click Here

 Rob Clark | Home Loan Consultant
Firestone Financial Group
 209-227-7745
 559-476-9279
 rbrtclark53@gmail.com
 robertclarkloans.com

NMLS #357788 | Firestone Financial Group NMLS #301522
CA DRE #01148307 | Equal Housing Lender

Loan programs, down payment requirements, credit requirements, rates and eligibility guidelines are subject to change and may vary by lender and borrower circumstances. All loans are subject to underwriting approval. This information is for educational purposes and is not a commitment to lend.