Love Your Mortgage Rate? Keep It!

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LOVE YOUR MORTGAGE RATE?

You May Not Have to Give It Up to Access Your Equity!

Many California homeowners have attractive mortgage rates they would prefer to keep.

But what happens when they need money for home improvements, debt consolidation, or other important expenses?

A cash-out refinance replaces the existing mortgage. A HELOC or Home Equity Loan generally adds another monthly payment.

An Equity Sharing Agreement (ESA) offers a different approach.

You may be able to access home equity without refinancing your first mortgage or adding a required monthly payment.

The tradeoff? You'll have a future settlement obligation tied to your property's value and the agreement's terms.

The question isn't simply how much equity you can access. It's which option makes the most financial sense.

 Click Here for my latest blog to understand Equity Sharing Agreements and how they compare with traditional home equity financing.

Have a low mortgage rate you want to preserve? Call me or request more information. I'll help you compare your options.

Rob Clark | Home Loan Consultant
Firestone Financial Group
209-227-7745 | 559-476-9279
rbrtclark53@gmail.com
www.RobertClarkLoans.com

Disclosure: Equity Sharing Agreements are not traditional mortgage loans. No required monthly payments does not mean no cost. Settlement amounts, fees, and contractual obligations vary. Subject to program eligibility and approval.

NMLS #357788 | Company NMLS #301522
CA DRE #01148307 | Equal Housing Lender