Keep The Mortgage Rate You Love

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Have a Great Mortgage Rate? You May Not Have to Give It Up.

You've built equity in your home.

Now you need access to some of it.

But there's one problem:

You really don't want to refinance your current first mortgage.

For many homeowners, especially those who locked in attractive rates several years ago, replacing the entire first mortgage just to access equity may not be appealing.

And a traditional HELOC or home equity loan generally means adding another required monthly payment.

But those aren't necessarily your only choices.

Depending on your circumstances, a Home Equity Investment (HEI) or reverse second mortgage may provide another way to access a portion of your equity while:

Keeping your existing first mortgage in place
Avoiding a required monthly principal-and-interest payment on the new equity option
Accessing funds for home improvements, reserves, family needs or other purposes

These options work very differently, and neither is automatically better.

That's why I put together an educational comparison explaining how they work, what happens over time, and why your home's future value can matter.

Before refinancing a first mortgage you're happy with, understand all of your options.

Would you like more information? Click Here

Rob Clark | Home Loan Consultant
209-227-7745 | 559-476-9279
rbrtclark53@gmail.com
robertclarkloans.com

Advertising Disclosure: This information is for educational purposes only and is not a commitment to lend or offer of credit. Programs, terms, costs, eligibility requirements and availability are subject to change. Home Equity Investments are not traditional loans and may reduce future home equity. Reverse second mortgages are loans and accrue interest. All financing is subject to applicable program and property requirements.