Hybrid/Fixed Rate HELOC


Want Flexibility… But Also, Predictability?


One of the most common questions in today’s market:


“What happens if rates change after funds are used?”


Hybrid / Fixed-Rate HELOC offers a blended approach:

✔ Start with a flexible line of credit
✔ Lock portions into fixed rates when used
✔ Create more predictable payment structures


This type of structure may be helpful for:


✔ Larger renovation projects
✔ Planned expenses over time
✔ Managing both flexibility and stability


👉 It’s not always necessary to choose between variable or fixed—some options allow a combination of both.


📩 Additional information is available for those interested in reviewing how these options are structured.

To see all options Click Here



Rob Clark
Home Loan Consultant
Firestone Financial Group

📞 209-227-7745 | 559-476-9279
📧 rbrtclark53@gmail.com
🌐 www.robertclarkloans.com


NMLS #357788 | DRE #01148307
Equal Housing Lender


This is not a commitment to lend. All loans are subject to underwriting approval. Programs subject to change without notice.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.

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