Many California buyers still donβt realize how many government loan programs exist to help with low or even no down payments.
FHA, VA, USDA, and down payment assistance programs remain powerful tools in 2026 β especially for first-time buyers, moderate-income households, and buyers looking in the Central Valley and surrounding areas. These programs can reduce upfront costs and open doors that traditional financing may not.
Understanding your options early can make all the difference.
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209-227-7745 | 559-476-9279
robertclarkloans.com
rbrtclark53@gmail.com
Robert Clark β Home Loan Consultant
NMLS #357788 | Firestone Financial Group NMLS #301522
DRE #01148307