Found Your Dream Home? Skip the Dream Car - for Now.

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Planning to buy a home? This may not be the best time to finance the new car.

New debt before—or during—the mortgage process can potentially affect both your credit profile and your debt-to-income ratio.

The same caution applies to:

Financing a vehicle
Opening new credit cards
Financing furniture
Taking on other new monthly obligations

And getting preapproved doesn't mean you're finished.

Your financial picture still matters while you're shopping for a home and while your mortgage is being processed.

Before taking on new debt, make the phone call first.

I'd much rather answer a five-minute question beforehand than discover a new monthly payment while we're trying to get your home loan closed.

Click Here for more information.

Robert “Rob” Clark | Home Loan Consultant
Firestone Financial Group
209-227-7745 | 559-476-9279
rbrtclark53@gmail.com
robertclarkloans.com

Robert Clark | NMLS #357788
Firestone Financial Group | NMLS #301522
CA DRE #01148307 | Equal Housing Lender

Educational information only. This is not credit-repair, legal, tax, or financial advice. Mortgage qualification and underwriting requirements vary by borrower and loan program. Not all applicants will qualify.