Focus on Your Budget: The Key to Smart Homebuying Decisions

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 Lenders Use Gross Income — But You Live on Net Income.

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One of the biggest surprises buyers face is learning that lenders qualify based on gross income, not take-home pay. That’s why budgeting is so important.

Before you decide to wait for lower rates, let’s look at:
 Your comfort payment
 Your long-term goals
 Your actual monthly cash flow
 Your true purchasing power

Smart planning today can save you thousands tomorrow.

Call anytime to run payment scenarios or get pre-approved.

For more information CLICK HERE

 209-227-7745 | 559-476-9279
 rbrtclark53@gmail.com
 www.RobertClarkLoans.com

DRE #01148307 | NMLS #357788 / #301522of homeownership into reality!