First-Time Buyers: You Don't Need 20% Down

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One of the biggest myths in real estate?

“You need 20% down.”

You don’t.

Many buyers across Fresno, Clovis, Visalia, Bakersfield, Modesto, Stockton, Madera, and Merced are purchasing with:

• FHA – 3.5% down
• Conventional – 3% down options
• VA – 0% down (for eligible veterans)
• USDA – 100% financing in eligible areas
• Down payment assistance programs

The key isn’t guessing what you qualify for.

The key is getting fully pre-approved and partnering with the right realtor so your financing and offer strategy align.

If you’re waiting for “perfect timing,” let’s talk first.

For more information Click Here

Rob Clark
Home Loan Consultant
Firestone Financial Group

 209-227-7745
 559-476-9279
 rbrtclark53@gmail.com
 www.robertclarkloans.com

NMLS #357788 | DRE #01148307
Equal Housing Lender

Programs subject to underwriting approval. Not a commitment to lend.