FHA, VA, USDA, or Conventional?
Choosing a mortgage program isn’t about picking the “best loan.”
It’s about choosing the right loan for your situation.
Here are a few key differences:
Conventional Loans
• Competitive rates
• Mortgage insurance can eventually be removed
FHA Loans
• Flexible underwriting guidelines
• Lower credit score options
VA Loans
• No down payment for eligible veterans
• No monthly mortgage insurance
USDA Loans
• 100% financing in eligible areas
• Lower mortgage insurance than FHA
Understanding these differences can help you make a smarter homebuying decision
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If you're planning to buy in Fresno, Clovis, Visalia, Bakersfield, Madera, Modesto, Stockton, or Merced, I’d be happy to review your options.
For more information Click Here
Rob Clark
Home Loan Consultant
Firestone Financial Group
209-227-7745
559-476-9279
rbrtclark53@gmail.com
www.robertclarkloans.com
NMLS #357788
DRE #01148307
Equal Housing Lender
This is not a commitment to lend. All loans subject to underwriting approval. Programs subject to change without notice.
* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.