DSCR Investor Loans

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Real estate investors: you may not need to qualify using your personal income.

With a DSCR Loan (Debt Service Coverage Ratio), qualification can be based primarily on the rental income of the property — instead of your W-2s, tax returns, or personal DTI.

This is one of the most powerful tools available for investors who want to scale.

 DSCR loans available in 38 states
 options for 1–4 unit rentals
 California may allow DSCR options for 5–8 unit properties
 may allow LLC closings (depending on program)

If you’re buying rental property in the Central Valley, this can be an excellent way to expand your portfolio while keeping the process streamlined.

Want to know if a property qualifies? Let’s run the numbers and build a strategy.

 209-227-7745 |  559-476-9279
 rbrtclark53@gmail.com
 robertclarkloans.com

Rob Clark | Mortgage Loan Officer
Firestone Financial Group
NMLS #357788 | CA DRE #01148307

Equal Housing Lender. Not a commitment to lend. All loans subject to underwriting approval. Rates, terms, and program guidelines subject to change.