Don't Wait Until Your Options Change

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The Best Time to Explore Your Options May Be Before You Need Them

Nobody expects the air conditioner to fail.

Nobody schedules a major car repair.

Nobody plans for an unexpected medical expense, job change or family emergency.

And hopefully none of those things happen.

But here's something homeowners sometimes overlook:

Your ability to access home equity can change.

Income can change.

Employment can change.

Credit can change.

Property values can change.

And lending programs and guidelines can change.

That's why exploring your home equity options today doesn't necessarily mean borrowing money today.

You might discover that a HELOC could provide a financial backup plan.

A HELOAN/second mortgage might make sense for a specific future expense.

An HEI, SEA or HEA could provide access to equity without a traditional monthly loan payment.

Homeowners age 55+ may have a Reverse Second option.

Or you might review everything and decide to do absolutely nothing.

That's still a good outcome.

Because you've made the decision while you had time to compare your choices instead of trying to figure everything out during an emergency.

Preparation isn't about expecting the worst.

It's about having choices.

And sometimes it's better to have options you never need than to need options you no longer have.

For more information Click Here

Robert “Rob” Clark
Home Loan Consultant
Firestone Financial Group
209-227-7745
559-476-9279
rbrtclark53@gmail.com
robertclarkloans.com

NMLS #357788 | Firestone Financial Group NMLS #301522
CA DRE #01148307 | Equal Housing Lender

Loan programs, terms, rates, eligibility requirements and availability are subject to change without notice. Not all applicants will qualify. Home equity products may involve closing costs, fees, variable interest rates, increasing loan balances or sharing in future home value/equity depending on the program. Your home may serve as collateral for loan-based products.