Don't Let a Pre-Approval Set Your Budget

---

“How much can I qualify for?”

It's an important question.

But here's another one:

“What monthly housing payment allows me to own a home and still live the life I want?”

Those aren't always the same number.

Travel. Childcare. Car payments. Retirement savings. Emergency reserves. Hobbies. Future goals.

A mortgage application doesn't know which of those things matter most to you.

That's why I believe buyers should establish a comfortable housing budget, not simply shop at the maximum amount they may qualify to borrow.

Qualification can establish the ceiling. Your personal budget should help determine your comfort zone.

If you're thinking about buying your first home or moving up to your next one, I'd be happy to help you understand the financing before you start shopping.

And once you're pre-approved, your realtor can search with a much clearer understanding of your financial plan.

For more information Click Here

Rob Clark | Home Loan Consultant
Firestone Financial Group
209-227-7745
rbrtclark53@gmail.com
robertclarkloans.com

NMLS #357788 | Firestone Financial Group NMLS #301522
CA DRE #01148307 | Equal Housing Lender