“Debunking the 20% Down Payment Myth: Affordable Paths to Homeownership”

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“You Don’t Need 20% Down” Myth-Buster

Most first-time buyers in Northern California think they need 20% down to buy a home… but you don’t.
Many programs allow 0–3.5% down, PLUS down payment assistance to help with upfront costs.

Whether you're looking in the Bay Area, Sacramento, or the Central Valley, I can walk you through every option and help you get fully pre-approved so you can shop confidently.

Ready to take the first step?
I’m here to help.

For more information CLICK HERE

Robert Clark – Mortgage Loan Officer
NMLS #357788 • #301522 • DRE #01148307
 209-227-7745
 559-476-9279
 rbrtclark53@gmail.com

 www.robertclarkloans.com