Conventional vs Government Loans: Which is Best?

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When buying a home, many people ask the same question:

Should I use a Conventional loan or a Government loan like FHA, VA, or USDA?

The answer depends on your financial situation.

 Conventional loans can offer competitive rates and allow mortgage insurance to be removed once enough equity is reached.

 FHA loans allow more flexible credit guidelines and can work well for first-time buyers.

 VA loans offer incredible benefits for eligible veterans, including no down payment and no monthly mortgage insurance.

 USDA loans allow 100% financing in many Central Valley communities.

Every borrower’s situation is different, which is why getting pre-approved (not just pre-qualified) is the best place to start.

If you’re thinking about buying a home in the Central Valley, I’d be happy to help you review your options.

For more information Click Here

Rob Clark
Home Loan Consultant
Firestone Financial Group

 209-227-7745
 559-476-9279

 rbrtclark53@gmail.com
 www.robertclarkloans.com

NMLS #357788
DRE #01148307
Equal Housing Lender

This is not a commitment to lend. All loans subject to underwriting approval. Programs subject to change without notice.