Budgeting (Gross vs Net)

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Here’s something every buyer needs to know:

 Lenders qualify you using gross income
 But you live on net income

That’s why budgeting matters so much — because just because you can qualify doesn’t always mean the payment fits your lifestyle.

When you buy a home in the Central Valley, you also need to plan for:
 Taxes + insurance
 HOA (if applicable)
 utilities + maintenance
 closing costs

If you want, I can help you map out a realistic payment plan and get fully pre-approved.

For more information Click Here

Rob Clark – Home Loan Consultant
Firestone Financial Group
 209-227-7745 |  559-476-9279
 rbrtclark53@gmail.com
 https://www.robertclarkloans.com
NMLS #357788 | CA DRE #01148307

Disclosure: Not a commitment to lend. All loans subject to credit approval. Equal Housing Lender.