Before You "Fix" Your Credit

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Getting ready to buy a home? Don't start “fixing” your credit until you have a plan.

Pay off the car?
Close an old credit card?
Open a new account?
Pay down every credit card?
Dispute something on your credit report?

Some of those decisions may help in the right situation—but others could have unintended consequences when you're preparing for a mortgage.

There is a difference between improving your credit in general and preparing your credit for a mortgage.

Before making major changes, let's look at your entire financial picture and determine what makes sense for your homebuying goal.

You may be closer to being ready than you think.

Click Here for more information.

Robert “Rob” Clark | Home Loan Consultant
Firestone Financial Group
209-227-7745 | 559-476-9279
rbrtclark53@gmail.com
robertclarkloans.com

Robert Clark | NMLS #357788
Firestone Financial Group | NMLS #301522
CA DRE #01148307 | Equal Housing Lender

Educational information only. This is not credit-repair, legal, tax, or financial advice. Credit-score changes cannot be guaranteed. Mortgage requirements vary by borrower, lender and loan program. Not all applicants will qualify.