Asset Utilization Loans

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Retired? Living off assets? You may still qualify — even without a traditional paycheck.

Many buyers in California have plenty of savings, investments, or retirement accounts… but don’t show strong “monthly income” on paper.

That’s where Asset Utilization Loans can be a game-changer.

These Alternative Documentation loan programs may allow eligible borrowers to qualify using verified assets (such as retirement funds or investment accounts), converting them into qualifying income.

This can be a great fit for:
 retirees
 buyers downsizing
 high-net-worth borrowers
 clients who want to buy without documenting traditional employment income

As always, the most important first step is a true pre-approval, so we can map out the best program and make sure the payment fits your budget.

 209-227-7745 |  559-476-9279
 rbrtclark53@gmail.com
 robertclarkloans.com

Rob Clark | Home Loan Consultant
Firestone Financial Group
NMLS #357788 | CA DRE #01148307

Equal Housing Lender. Not a commitment to lend. All loans subject to underwriting approval. Rates, terms, and program guidelines subject to change.