1099 Loans

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1099 income shouldn’t keep you from owning a home.

If you’re an independent contractor, freelancer, or commission-based worker, you already know the challenge: your income is real — but qualifying under traditional rules can be tough.

That’s why 1099 Mortgage Loans exist.

These Alternative Documentation (Non-QM) programs are designed to help qualified buyers use 1099 income history (instead of relying only on standard W-2 documentation).

If you're buying in the Central Valley, the biggest advantage is getting fully pre-approved early so you can shop confidently, make stronger offers, and avoid last-minute surprises during escrow.

If you want, I can walk you through the options and help you build a clear plan.

For more information Click Here

 209-227-7745 |  559-476-9279
 rbrtclark53@gmail.com
 robertclarkloans.com

Rob Clark | Home Loan Consultant
Firestone Financial Group
NMLS #357788 | CA DRE #01148307

Equal Housing Lender. Not a commitment to lend. All loans subject to underwriting approval. Rates, terms, and program guidelines subject to change.